As of 02/6/2026
5.805 %25-Year 504 Loan Rate
5.560 %25-Year Manufacturers Rate
6.75 %Prime Rate

Frequently Asked
Questions

Your Business Questions, Answered

This collection of short, insightful videos provides clear answers to your most pressing questions.

Whether you're a small business owner seeking capital, a bank partner curious about our programs, or simply want to learn more about BDC, you'll find the information you need right here.

Tune in and discover how BDC of SC can be your partner in success.

  • Who is BDC?

  • Does BDC make loans for businesses to expand or construct new facilities?

  • Does BDC assist small businesses with access to capital?

  • Who is Eligible to borrow for BDC's loan programs?

  • What is the SBA 7(a) loan program?

  • What is the SBA 504 loan program?

  • What is the SSBCI loan program?

  • What should Member Banks know about BDC?

  • What is the BDC Second Look Program?

  • Who should the borrower call first? BDC or the Bank?

  • Can any bank do business with BDC?

  • Does BDC make Start-up Loans?

  • Can BDC Finance Income Producing Property?

Contact Us Today

Learn more about our loan programs and how to start the application process.

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